Stifel Bank
Saint Louis, MO · Cert 57358 · Peer group: banks over $10B in assets (n=142-144) · Stifel Financial Corp.
State charter, Fed member · FED · 3 affiliate banks · 1 branch (6 in holding)
Q2 2026
$14.6BAssets
$10.0BLoans
$13.7BDeposits
$913.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks over $10B in assets (rank 5 of 142).
- Widest gap: total risk-based capital ratio trails 100% of banks over $10B in assets (rank 144 of 144).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.21%
Rank 78 of 144
Net Interest Margin
2.44%
Rank 128 of 144
Efficiency Ratio
29.14%
Rank 9 of 144
Equity / Assets
6.25%
Rank 142 of 144
Non-interest income vs. expense
Unfavorable gap of $90.6M · efficiency ratio beats 94% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 1.00% | 1.26% | 1.54% | Beats 46% | 78 / 144 | | |
| Return on Equity | 19.40% | 8.98% | 11.34% | 14.40% | Beats 90% | 15 / 144 | | |
| Net Interest Margin | 2.44% | 2.82% | 3.31% | 3.68% | Beats 11% | 128 / 144 | | |
| Efficiency Ratio | 29.14% | 49.42% | 56.02% | 62.41% | Beats 94% | 9 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.48% | 0.73% | 1.07% | Beats 98% | 4 / 142 | | |
| Net Charge-Offs / Loans | 0.00% | 0.05% | 0.11% | 0.22% | Beats 100% | 5 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 10.65% | 12.07% | 12.98% | 14.92% | Beats 2% | 141 / 144 | | |
| Total Risk-Based Capital Ratio | 11.24% | 13.39% | 14.14% | 16.25% | Beats 0% | 144 / 144 | | |
| Equity / Assets | 6.25% | 9.69% | 11.39% | 12.96% | Beats 1% | 142 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.86% | 75.72% | 84.92% | 91.56% | 20th pctl | 115 / 143 | | |
| Loans / Assets | 68.09% | 59.83% | 69.07% | 74.80% | 43rd pctl | 82 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |