Amg National Trust Bank
Boulder, CO · Cert 57295 · Peer group: banks under $1B in assets (n=581-629) · Amg National Corp.
National charter · OCC · 8 branches
Q2 2026
$722.9MAssets
$275.3MLoans
$591.6MDeposits
$123.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: net interest margin trails 91% of banks under $1B in assets (rank 571 of 629).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
2.52%
Rank 50 of 629
Net Interest Margin
2.47%
Rank 571 of 629
Efficiency Ratio
63.52%
Rank 238 of 629
Equity / Assets
17.13%
Rank 103 of 629
Non-interest income vs. expense
Favorable gap of $6.3M · efficiency ratio beats 62% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.52% | 0.60% | 1.01% | 1.45% | Beats 92% | 50 / 629 | | |
| Return on Equity | 14.72% | 5.38% | 9.30% | 13.28% | Beats 82% | 114 / 629 | | |
| Net Interest Margin | 2.47% | 3.03% | 3.54% | 4.05% | Beats 9% | 571 / 629 | | |
| Efficiency Ratio | 63.52% | 58.35% | 67.79% | 79.08% | Beats 62% | 238 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.09% | 0.46% | 1.20% | Beats 82% | 104 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 24.32% | 11.24% | 13.84% | 18.77% | Beats 83% | 106 / 629 | | |
| Total Risk-Based Capital Ratio | 24.95% | 11.58% | 14.43% | 19.66% | Beats 83% | 109 / 629 | | |
| Equity / Assets | 17.13% | 9.09% | 10.65% | 13.80% | Beats 84% | 103 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.53% | 67.24% | 80.90% | 93.48% | 10th pctl | 537 / 594 | | |
| Loans / Assets | 38.08% | 53.31% | 67.71% | 78.15% | 14th pctl | 541 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |