Signature Bank, National Association
Toledo, OH · Cert 57269 · Peer group: banks $1B-$10B in assets (n=322-328) · Signature Bcorp Inc.
National charter · OCC · 1 branch
Q2 2026
$1.3BAssets
$1.0BLoans
$1.1BDeposits
$161.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets (rank 18 of 322).
- Widest gap: nonperforming loans / loans trails 68% of banks $1B-$10B in assets (rank 220 of 322).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.56%
Rank 74 of 328
Net Interest Margin
3.86%
Rank 78 of 328
Efficiency Ratio
48.79%
Rank 57 of 328
Equity / Assets
12.36%
Rank 66 of 328
Non-interest income vs. expense
Unfavorable gap of $23.6M · efficiency ratio beats 83% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.91% | 1.22% | 1.52% | Beats 77% | 74 / 328 | | |
| Return on Equity | 12.61% | 8.43% | 11.45% | 14.43% | Beats 59% | 136 / 328 | | |
| Net Interest Margin | 3.86% | 3.03% | 3.45% | 3.83% | Beats 76% | 78 / 328 | | |
| Efficiency Ratio | 48.79% | 51.61% | 59.56% | 67.53% | Beats 83% | 57 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.84% | 0.24% | 0.51% | 1.03% | Beats 32% | 220 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 100% | 18 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 14.27% | 11.75% | 13.15% | 15.47% | Beats 65% | 116 / 328 | | |
| Total Risk-Based Capital Ratio | 15.32% | 12.63% | 14.15% | 16.46% | Beats 66% | 112 / 328 | | |
| Equity / Assets | 12.36% | 9.15% | 10.33% | 12.01% | Beats 80% | 66 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.66% | 76.63% | 87.92% | 95.36% | 60th pctl | 129 / 323 | | |
| Loans / Assets | 79.11% | 65.18% | 74.15% | 79.98% | 71st pctl | 94 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |