PackageTrendsPeer
Letter portraitLegal landscape

Neuberger Berman National Trust Company

Seattle, WA · Cert 57204

FDIC

Q1 2010

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q1 2010, the quarter ended March 31, 2010, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Neuberger Berman National Trust Company

Seattle, WA · Cert 57204

FDIC

Q1 2010

$41.8MAssets
n/aLoans
n/aDeposits
$40.0MEquity

NIM

2.73%Q1 ’081.58%Q1 ’091.40%Q1 ’10-42%-11%

Non-interest income vs. expense

37.58%Q1 ’0828.66%Q1 ’0956.41%Q1 ’10+89%+235%

Executive Summary

  • Earnings: ROA of -3.16%, down 883 bps year over year; NIM at 1.40%.

Financial Results

Return on Assets (YTD, annualized)

-3.16%-883 bps YoY

Net Interest Margin (YTD, annualized)

1.40%-18 bps YoY

Efficiency Ratio (YTD, annualized)

111.01%+3,009 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ1 2009Q2 2009Q3 2009Q4 2009Q1 2010YoY ΔTrend
Earnings
Return on Assets5.67%3.97%1.93%1.48%-3.16%-883 bps
Return on Equity6.57%4.59%2.24%1.71%-3.42%-999 bps
Net Interest Margin1.58%1.65%1.48%1.39%1.40%-18 bps
Efficiency Ratio80.92%81.44%91.28%93.37%111.01%+3,009 bps
Non-Interest Burden-5.18%-5.29%-1.85%-1.18%6.99%+1,217 bps
Growth
Asset Growth (YoY)-8.99%-10.99%5.68%-5.18%-7.59%+140 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capital126.72%164.95%179.49%162.38%135.74%+902 bps
Equity / Assets88.94%86.99%84.82%89.78%95.50%+656 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets36.49%69.00%74.07%81.03%73.15%+3,666 bps
CRE / Total Capitaln/an/an/an/an/an/an/a