Commercewest Bank
Irvine, CA · Cert 57176 · Peer group: banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=17-19) · CW Bcorp
State charter, Fed member · FED · 1 branch
Q2 2026
$1.2BAssets
$779.7MLoans
$1.1BDeposits
$129.2MEquity
Executive Summary
- Strongest standing: return on assets outperforms 63% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 7 of 19).
- Widest gap: net charge-offs / loans trails 71% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 13 of 17).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.31%
Rank 7 of 19
Net Interest Margin
3.09%
Rank 13 of 19
Efficiency Ratio
47.75%
Rank 8 of 19
Equity / Assets
10.80%
Rank 12 of 19
Non-interest income vs. expense
Unfavorable gap of $15.7M · efficiency ratio beats 63% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 1.10% | 1.26% | 1.57% | Beats 63% | 7 / 19 | | |
| Return on Equity | 12.12% | 8.62% | 11.28% | 14.70% | Beats 58% | 8 / 19 | | |
| Net Interest Margin | 3.09% | 3.07% | 3.30% | 3.62% | Beats 32% | 13 / 19 | | |
| Efficiency Ratio | 47.75% | 33.01% | 51.12% | 56.65% | Beats 63% | 8 / 19 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.23% | 0.37% | 0.80% | 1.55% | Beats 41% | 11 / 17 | | |
| Net Charge-Offs / Loans | 0.05% | 0.00% | 0.01% | 0.05% | Beats 29% | 13 / 17 | | |
| Capital |
| Tier 1 Capital Ratio | 16.46% | 12.10% | 14.67% | 23.92% | Beats 53% | 9 / 19 | | |
| Total Risk-Based Capital Ratio | 17.71% | 13.35% | 14.67% | 24.05% | Beats 53% | 9 / 19 | | |
| Equity / Assets | 10.80% | 9.84% | 11.18% | 14.01% | Beats 37% | 12 / 19 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.84% | 79.34% | 95.16% | 100.04% | 16th pctl | 16 / 19 | | |
| Loans / Assets | 65.17% | 69.86% | 77.55% | 83.04% | 16th pctl | 16 / 19 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |