Mission Bank
Kingman, AZ · Cert 57137 · Peer group: banks under $1B in assets (n=581-629) · Community Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$185.1MAssets
$71.1MLoans
$171.0MDeposits
$13.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: equity / assets trails 94% of banks under $1B in assets (rank 594 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.54%
Rank 494 of 629
Net Interest Margin
3.06%
Rank 464 of 629
Efficiency Ratio
79.49%
Rank 476 of 629
Equity / Assets
7.03%
Rank 594 of 629
Non-interest income vs. expense
Unfavorable gap of $4.3M · efficiency ratio beats 24% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.60% | 1.01% | 1.45% | Beats 21% | 494 / 629 | | |
| Return on Equity | 7.70% | 5.38% | 9.30% | 13.28% | Beats 38% | 392 / 629 | | |
| Net Interest Margin | 3.06% | 3.03% | 3.54% | 4.05% | Beats 26% | 464 / 629 | | |
| Efficiency Ratio | 79.49% | 58.35% | 67.79% | 79.08% | Beats 24% | 476 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 19.02% | 11.24% | 13.84% | 18.77% | Beats 76% | 152 / 629 | | |
| Total Risk-Based Capital Ratio | 19.97% | 11.58% | 14.43% | 19.66% | Beats 76% | 153 / 629 | | |
| Equity / Assets | 7.03% | 9.09% | 10.65% | 13.80% | Beats 6% | 594 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 41.60% | 67.24% | 80.90% | 93.48% | 7th pctl | 554 / 594 | | |
| Loans / Assets | 38.44% | 53.31% | 67.71% | 78.15% | 14th pctl | 540 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |