PackageTrendsPeer
Letter portraitLegal landscape

Great Lakes Trust Company, National Association

Blue Island, IL · Cert 57128

FDIC

Q3 2007

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q3 2007, the quarter ended September 30, 2007, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Great Lakes Trust Company, National Association

Blue Island, IL · Cert 57128

FDIC

Q3 2007

$4.4MAssets
n/aLoans
n/aDeposits
$3.9MEquity

NIM

2.81%Q3 ’052.97%Q3 ’061.52%Q3 ’07+6%-49%

Non-interest income vs. expense

41.81%Q3 ’0528.04%Q3 ’0622.04%Q3 ’07+67%-791%

Financial Results

Return on Assets (YTD, annualized)

34.93%+2,954 bps YoY

Net Interest Margin (YTD, annualized)

1.52%-145 bps YoY

Efficiency Ratio (YTD, annualized)

31.78%-4,580 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ3 2006Q4 2006Q1 2007Q2 2007Q3 2007YoY ΔTrend
Return on Assets5.39%5.89%9.87%7.03%34.93%+2,954 bps
Net Interest Margin2.97%2.82%2.56%2.41%1.52%-145 bps
Non-Interest Burden-5.14%-5.78%-12.40%-8.04%-45.79%-4,065 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Equity / Assets93.66%92.71%98.33%95.55%89.25%-441 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps