Bankcda
Coeur D'Alene, ID · Cert 57074 · Peer group: banks under $1B in assets (n=581-629) · Coeur D Alene Bcorp
State charter, non-member · FDIC · 6 branches
Q2 2026
$238.9MAssets
$144.8MLoans
$210.3MDeposits
$26.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: nonperforming loans / loans trails 92% of banks under $1B in assets (rank 536 of 581).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.84%
Rank 401 of 629
Net Interest Margin
4.12%
Rank 138 of 629
Efficiency Ratio
78.72%
Rank 469 of 629
Equity / Assets
10.95%
Rank 291 of 629
Non-interest income vs. expense
Unfavorable gap of $7.5M · efficiency ratio beats 26% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.60% | 1.01% | 1.45% | Beats 36% | 401 / 629 | |
| Return on Equity | 7.67% | 5.38% | 9.30% | 13.28% | Beats 37% | 395 / 629 | |
| Net Interest Margin | 4.12% | 3.03% | 3.54% | 4.05% | Beats 78% | 138 / 629 | |
| Efficiency Ratio | 78.72% | 58.35% | 67.79% | 79.08% | Beats 26% | 469 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.70% | 0.09% | 0.46% | 1.20% | Beats 8% | 536 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 11.45% | 11.24% | 13.84% | 18.77% | Beats 27% | 457 / 629 | |
| Total Risk-Based Capital Ratio | 11.45% | 11.58% | 14.43% | 19.66% | Beats 23% | 482 / 629 | |
| Equity / Assets | 10.95% | 9.09% | 10.65% | 13.80% | Beats 54% | 291 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 68.87% | 67.24% | 80.90% | 93.48% | 28th pctl | 427 / 594 | |
| Loans / Assets | 60.62% | 53.31% | 67.71% | 78.15% | 35th pctl | 409 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |