Cascade Community
Roseburg, OR · Charter 5652 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$465.1MAssets
$273.6MLoans
$383.0MShares
$82.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 98% of credit unions under $1B in assets (rank 38 of 1683).
- Widest gap: net interest margin trails 51% of credit unions under $1B in assets (rank 858 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.38%
Rank 38 of 1,683
Net Interest Margin
3.80%
Rank 858 of 1,683
Efficiency Ratio
48.89%
Rank 56 of 1,682
Equity / Assets
17.75%
Rank 341 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.38% | 0.35% | 0.74% | 1.18% | Beats 98% | 38 / 1,683 | | |
| Return on Equity | 13.38% | 2.67% | 5.89% | 8.74% | Beats 95% | 80 / 1,681 | | |
| Net Interest Margin | 3.80% | 3.31% | 3.82% | 4.32% | Beats 49% | 858 / 1,683 | | |
| Efficiency Ratio | 48.89% | 68.91% | 78.20% | 86.93% | Beats 97% | 56 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.26% | 0.65% | 1.29% | Beats 90% | 171 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.75% | 10.44% | 12.89% | 16.53% | Beats 80% | 341 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.75% | 10.44% | 12.89% | 16.53% | Beats 80% | 341 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.43% | 52.61% | 69.38% | 83.50% | 54th pctl | 778 / 1,683 | | |
| Loans / Assets | 58.82% | 44.71% | 59.18% | 70.72% | 49th pctl | 856 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |