Suitland, MD · Charter 5641
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.09% | 0.00% | 0.49% | 0.43% | 0.35% | 0.49% | 1.06% | 1.19% | +76 bps | |
| Return on Equity | -0.45% | 0.01% | 2.64% | 2.26% | 1.84% | 2.48% | 5.29% | 5.75% | +350 bps | |
| Net Interest Margin | 1.82% | 1.90% | 2.27% | 2.39% | 2.51% | 2.66% | 3.23% | 3.39% | +100 bps | |
| Efficiency Ratio | 104.06% | 99.94% | 80.93% | 84.09% | 87.40% | 83.40% | 69.56% | 67.62% | -1,648 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.86% | -0.54% | 3.08% | -0.11% | -0.77% | -1.81% | -4.30% | -3.70% | -359 bps | |
| Loan Growth (YoY) | -2.18% | -5.44% | -3.86% | -5.53% | -1.98% | -4.72% | -10.39% | -8.79% | -326 bps | |
| Share Growth (YoY) | -5.37% | -3.50% | 0.20% | -3.41% | -3.23% | -4.89% | -6.81% | -5.73% | -232 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.69% | 0.20% | 0.39% | 0.73% | 0.36% | 0.21% | 1.66% | 0.38% | -35 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.81% | 18.88% | 18.54% | 19.02% | 19.29% | 19.72% | 20.00% | 20.62% | +160 bps | |
| Net Worth / Assets | 18.81% | 18.88% | 18.54% | 19.02% | 19.29% | 19.72% | 20.00% | 20.62% | +160 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 29.39% | 29.14% | 28.63% | 29.49% | 29.77% | 29.20% | 27.53% | 28.53% | -96 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |