Bodcaw Bank
Stamps, AR · Cert 5624 · Peer group: banks under $1B in assets (n=581-629) · Bodcaw Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$247.3MAssets
$206.7MLoans
$220.4MDeposits
$26.2MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 82% of banks under $1B in assets (rank 114 of 629).
- Widest gap: total risk-based capital ratio trails 83% of banks under $1B in assets (rank 520 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.21%
Rank 232 of 629
Net Interest Margin
4.23%
Rank 114 of 629
Efficiency Ratio
59.35%
Rank 168 of 629
Equity / Assets
10.60%
Rank 321 of 629
Non-interest income vs. expense
Unfavorable gap of $6.0M · efficiency ratio beats 73% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.60% | 1.01% | 1.45% | Beats 63% | 232 / 629 | |
| Return on Equity | 11.44% | 5.38% | 9.30% | 13.28% | Beats 63% | 234 / 629 | |
| Net Interest Margin | 4.23% | 3.03% | 3.54% | 4.05% | Beats 82% | 114 / 629 | |
| Efficiency Ratio | 59.35% | 58.35% | 67.79% | 79.08% | Beats 73% | 168 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.38% | 0.09% | 0.46% | 1.20% | Beats 21% | 462 / 581 | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.06% | Beats 57% | 252 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 10.89% | 11.24% | 13.84% | 18.77% | Beats 20% | 501 / 629 | |
| Total Risk-Based Capital Ratio | 10.89% | 11.58% | 14.43% | 19.66% | Beats 17% | 520 / 629 | |
| Equity / Assets | 10.60% | 9.09% | 10.65% | 13.80% | Beats 49% | 321 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 93.76% | 67.24% | 80.90% | 93.48% | 76th pctl | 145 / 594 | |
| Loans / Assets | 83.58% | 53.31% | 67.71% | 78.15% | 89th pctl | 69 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |