Bank Fund Staff
Washington, DC · Charter 5582 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 4 branches
Q2 2026
$7.1BAssets
$3.8BLoans
$6.1BShares
$963.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 85% of credit unions $1B-$10B in assets (rank 65 of 435).
- Widest gap: net interest margin trails 93% of credit unions $1B-$10B in assets (rank 405 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.02%
Rank 137 of 435
Net Interest Margin
2.47%
Rank 405 of 435
Efficiency Ratio
61.30%
Rank 73 of 435
Equity / Assets
13.64%
Rank 65 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.02% | 0.55% | 0.81% | 1.14% | Beats 69% | 137 / 435 | |
| Return on Equity | 7.50% | 5.12% | 7.41% | 9.70% | Beats 51% | 215 / 435 | |
| Net Interest Margin | 2.47% | 3.01% | 3.39% | 3.75% | Beats 7% | 405 / 435 | |
| Efficiency Ratio | 61.30% | 65.25% | 71.39% | 77.86% | Beats 83% | 73 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.45% | 0.69% | 1.05% | Beats 77% | 100 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.64% | 9.81% | 10.84% | 12.63% | Beats 85% | 65 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.64% | 9.81% | 10.84% | 12.63% | Beats 85% | 65 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 62.83% | 78.33% | 88.38% | 95.61% | 9th pctl | 396 / 435 | |
| Loans / Assets | 54.12% | 67.69% | 74.58% | 80.80% | 10th pctl | 393 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |