PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Chase Bank of Texas-San Angelo, National Association

San Angelo, TX · Cert 5508

FDIC

Q2 2001

$15.2MAssets
n/aLoans
n/aDeposits
$8.3MEquity

Executive Summary

  • Earnings: ROA of 28.30%, up 1,666 bps year over year; NIM at 0.00%.

Return on Assets (quarter, annualized)

28.30%+1,666 bps YoY

Net Interest Margin (quarter, annualized)

0.00%

Efficiency Ratio (quarter, annualized)

52.82%

Tier 1 Leverage Ratio

n/a
n/a

NIM

0.00%Q1 ’010.00%Q2 ’01

Non-interest income vs. expense

47.55%Q1 ’0158.79%Q2 ’01+8%

Discrete quarter, annualized.

MetricQ3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001YoY ΔTrend
Earnings
Return on Assets31.77%29.17%6.70%11.64%14.51%14.60%37.30%28.30%+1,666 bps
Return on Equityn/an/an/an/an/an/an/a46.28%n/an/a
Net Interest Marginn/an/an/an/an/an/a0.00%0.00%n/a
Efficiency Ration/an/an/an/an/an/a45.42%52.82%n/a
Non-Interest Burdenn/an/an/an/an/an/a-57.15%-52.52%n/a
Growth
Asset Growth (YoY)79.21%41.76%31.95%14.43%27.24%24.74%36.07%9.44%-499 bps
Loan Growth (YoY)n/an/an/a-100.00%n/an/an/an/an/an/a
Deposit Growth (YoY)-98.17%-100.00%-100.00%-100.00%-100.00%n/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/a204%173.35%n/a
Equity / Assetsn/an/an/an/an/an/a66.40%54.84%n/a
Liquidity & Funding
Loans / Deposits0.00%n/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a