PackageTrendsPeer
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First NB of Wisner

Wisner, NE · Cert 5494

FDIC

Q3 2000

$47.4MAssets
$41.0MLoans
$36.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.83%, up 39 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 112.38% of deposits as of Q3 2000.

Return on Assets (YTD, annualized)

1.83%+39 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000Q3 2000YoY ΔTrend
Earnings
Return on Assets1.83%0.96%1.25%1.44%1.51%1.73%1.91%1.83%+39 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-2.34%-3.41%-0.65%1.29%9.14%16.82%10.70%5.36%+406 bps
Loan Growth (YoY)-0.62%2.20%2.66%14.53%16.69%27.61%14.99%6.25%-829 bps
Deposit Growth (YoY)6.91%0.09%2.42%0.10%-2.97%2.08%-0.80%2.35%+225 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits94.38%95.45%99.66%108.26%113.50%119.31%115.52%112.38%+412 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a