PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Security Bank

Mitchell, NE · Cert 5441

FDIC

Q3 2000

$33.8MAssets
$16.6MLoans
$29.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.90%, up 68 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 56.13% of deposits as of Q3 2000.

Return on Assets (YTD, annualized)

1.90%+68 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000Q3 2000YoY ΔTrend
Earnings
Return on Assets1.31%-0.10%0.62%1.22%1.29%1.49%2.11%1.90%+68 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)3.98%-0.06%-4.11%5.09%0.24%-1.06%-1.29%-7.58%-1,267 bps
Loan Growth (YoY)5.43%-1.42%-5.58%-1.71%1.18%0.51%2.41%-12.62%-1,091 bps
Deposit Growth (YoY)0.66%-0.99%-4.96%5.25%1.84%0.05%-1.15%-8.34%-1,359 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits65.11%63.21%63.50%58.88%64.69%63.51%65.78%56.13%-275 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a