Genoa Community Bank
Genoa, NE · Cert 5408 · Peer group: banks under $1B in assets in NE (n=83)
State charter, non-member · FDIC · 1 branch
Q2 2026
$70.5MAssets
$46.1MLoans
$59.7MDeposits
$8.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in NE (rank 19 of 83).
- Widest gap: efficiency ratio trails 60% of banks under $1B in assets in NE (rank 51 of 83).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.19%
Rank 43 of 83
Net Interest Margin
3.91%
Rank 24 of 83
Efficiency Ratio
63.72%
Rank 51 of 83
Equity / Assets
12.23%
Rank 32 of 83
Non-interest income vs. expense
Unfavorable gap of $1.7M · efficiency ratio beats 40% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.93% | 1.20% | 1.51% | Beats 48% | 43 / 83 | | |
| Return on Equity | 9.77% | 8.04% | 10.34% | 13.11% | Beats 41% | 49 / 83 | | |
| Net Interest Margin | 3.91% | 3.25% | 3.62% | 4.02% | Beats 71% | 24 / 83 | | |
| Efficiency Ratio | 63.72% | 51.13% | 59.95% | 67.19% | Beats 40% | 51 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.19% | 0.96% | Beats 100% | 19 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 18.04% | 10.94% | 13.24% | 16.62% | Beats 77% | 19 / 83 | | |
| Total Risk-Based Capital Ratio | 19.16% | 11.04% | 13.54% | 17.63% | Beats 81% | 16 / 83 | | |
| Equity / Assets | 12.23% | 9.90% | 11.31% | 13.84% | Beats 61% | 32 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.32% | 71.97% | 83.15% | 92.22% | 34th pctl | 55 / 83 | | |
| Loans / Assets | 65.50% | 57.96% | 69.15% | 77.64% | 39th pctl | 51 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |