Washington, DC · Charter 538
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.05% | 0.06% | 0.34% | 0.69% | 0.70% | 0.56% | -0.21% | 0.09% | -59 bps | |
| Return on Equity | 0.64% | 0.71% | 4.17% | 8.08% | 8.14% | 6.43% | -2.49% | 1.07% | -701 bps | |
| Net Interest Margin | 4.13% | 4.24% | 3.92% | 4.00% | 4.07% | 4.07% | 4.03% | 4.27% | +26 bps | |
| Efficiency Ratio | 97.36% | 97.86% | 93.70% | 89.76% | 88.55% | 89.46% | 96.80% | 93.33% | +357 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.30% | -2.89% | 2.83% | 4.17% | 5.70% | 7.28% | 2.83% | 0.57% | -359 bps | |
| Loan Growth (YoY) | -7.40% | -9.18% | -7.09% | -5.02% | -8.23% | -8.64% | -10.25% | -10.12% | -510 bps | |
| Share Growth (YoY) | -3.70% | -3.45% | 2.62% | 3.80% | 5.46% | 5.60% | 0.44% | 0.60% | -320 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.07% | 0.05% | 0.23% | 0.55% | 0.61% | 0.52% | 0.67% | 0.75% | +19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.58% | 8.68% | 8.26% | 8.52% | 8.65% | 8.64% | 8.43% | 8.72% | +20 bps | |
| Net Worth / Assets | 8.58% | 8.68% | 8.26% | 8.52% | 8.65% | 8.64% | 8.43% | 8.72% | +20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 60.85% | 61.94% | 58.60% | 57.44% | 52.95% | 53.59% | 52.37% | 51.32% | -612 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |