Peshtigo National Bank
Peshtigo, WI · Cert 5317 · Peer group: banks under $1B in assets in WI (n=110-113) · Peshtigo National Bcorp Inc.
National charter · OCC · 6 branches
Q2 2026
$300.0MAssets
$201.8MLoans
$250.8MDeposits
$21.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in WI (rank 16 of 110).
- Widest gap: equity / assets trails 96% of banks under $1B in assets in WI (rank 109 of 113).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.52%
Rank 103 of 113
Net Interest Margin
3.19%
Rank 85 of 113
Efficiency Ratio
77.00%
Rank 95 of 113
Equity / Assets
7.24%
Rank 109 of 113
Non-interest income vs. expense
Unfavorable gap of $7.3M · efficiency ratio beats 17% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.85% | 1.17% | 1.51% | Beats 9% | 103 / 113 | | |
| Return on Equity | 7.23% | 7.70% | 10.77% | 13.67% | Beats 22% | 88 / 113 | | |
| Net Interest Margin | 3.19% | 3.19% | 3.59% | 3.89% | Beats 25% | 85 / 113 | | |
| Efficiency Ratio | 77.00% | 54.61% | 62.43% | 71.88% | Beats 17% | 95 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.24% | 0.91% | Beats 100% | 16 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 45% | 63 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 14.06% | 11.22% | 12.95% | 15.76% | Beats 64% | 41 / 113 | | |
| Total Risk-Based Capital Ratio | 15.27% | 11.57% | 13.59% | 16.73% | Beats 67% | 37 / 113 | | |
| Equity / Assets | 7.24% | 9.17% | 10.74% | 13.13% | Beats 4% | 109 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.46% | 76.54% | 86.37% | 98.93% | 38th pctl | 70 / 112 | | |
| Loans / Assets | 67.29% | 63.07% | 71.33% | 78.84% | 37th pctl | 71 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |