Forte Bank
Hartford, WI · Cert 5297 · Peer group: banks under $1B in assets in WI (n=110-113) · FNB Hartford Bcorp Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$404.5MAssets
$336.9MLoans
$336.3MDeposits
$43.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 37 of 110).
- Widest gap: efficiency ratio trails 59% of banks under $1B in assets in WI (rank 68 of 113).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.13%
Rank 61 of 113
Net Interest Margin
3.76%
Rank 43 of 113
Efficiency Ratio
65.51%
Rank 68 of 113
Equity / Assets
10.65%
Rank 58 of 113
Non-interest income vs. expense
Unfavorable gap of $9.4M · efficiency ratio beats 41% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.85% | 1.17% | 1.51% | Beats 46% | 61 / 113 | |
| Return on Equity | 10.64% | 7.70% | 10.77% | 13.67% | Beats 47% | 60 / 113 | |
| Net Interest Margin | 3.76% | 3.19% | 3.59% | 3.89% | Beats 62% | 43 / 113 | |
| Efficiency Ratio | 65.51% | 54.61% | 62.43% | 71.88% | Beats 41% | 68 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.03% | 0.24% | 0.91% | Beats 69% | 35 / 110 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | |
| Capital |
| Tier 1 Capital Ratio | 12.96% | 11.22% | 12.95% | 15.76% | Beats 50% | 56 / 113 | |
| Total Risk-Based Capital Ratio | 14.10% | 11.57% | 13.59% | 16.73% | Beats 56% | 50 / 113 | |
| Equity / Assets | 10.65% | 9.17% | 10.74% | 13.13% | Beats 49% | 58 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 100.18% | 76.54% | 86.37% | 98.93% | 78th pctl | 25 / 112 | |
| Loans / Assets | 83.28% | 63.07% | 71.33% | 78.84% | 83rd pctl | 19 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |