Green Bay, WI · Cert 5296 · Associated Banc-Corp
National charter · OCC · 217 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks over $10B in assets (n=142 to 144). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
13
Asset Quality
70
Profitability
22
Liquidity
57
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Green Bay, WI · Cert 5296 · Associated Banc-Corp
National charter · OCC · 217 branches
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 10.6% share · #4 of 43 inst. · $8.5B of $79.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.95% | 0.31% | 0.97% | 1.00% | 1.05% | 1.10% | 1.07% | 1.05% | +4 bps | |
| Return on Equity | 9.53% | 3.07% | 9.26% | 9.59% | 10.02% | 10.44% | 10.10% | 9.94% | +35 bps | |
| Net Interest Margin | 2.57% | 2.56% | 2.75% | 2.77% | 2.77% | 2.77% | 2.80% | 2.71% | -6 bps | |
| Efficiency Ratio | 60.09% | 67.95% | 59.69% | 57.85% | 56.96% | 56.64% | 56.52% | 57.69% | -16 bps | |
| Non-Interest Burden | 1.27% | 1.61% | 1.41% | 1.34% | 1.29% | 1.27% | 1.27% | 1.30% | -4 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.38% | 4.88% | 5.27% | 5.67% | 5.30% | 5.07% | 5.29% | 17.81% | +1,214 bps | |
| Loan Growth (YoY) | -0.59% | 3.78% | 2.72% | 3.40% | 3.18% | 2.59% | 5.06% | 19.09% | +1,569 bps | |
| Deposit Growth (YoY) | 5.22% | 4.21% | 4.43% | 4.38% | 3.32% | 2.11% | 1.62% | 17.31% | +1,293 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.46% | 0.42% | 0.46% | 0.42% | 0.36% | 0.33% | 0.36% | 0.42% | 0 bps | |
| Net Charge-Offs / Loans | 0.25% | 0.23% | 0.11% | 0.14% | 0.15% | 0.12% | 0.07% | 0.16% | +2 bps | |
| Allowance / Loans | 1.20% | 1.19% | 1.22% | 1.23% | 1.22% | 1.21% | 1.21% | 1.21% | -1 bps | |
| Allowance Coverage of NPLs | 2.6x | 2.8x | 2.6x | 2.9x | 3.4x | 3.6x | 3.4x | 2.9x | 0.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.07% | 8.34% | 8.34% | 8.34% | 8.41% | 8.53% | 8.57% | 8.40% | +6 bps | |
| Total Risk-Based Capital | 11.74% | 12.03% | 12.20% | 12.25% | 12.32% | 12.43% | 12.41% | 11.98% | -27 bps | |
| Equity / Assets | 10.08% | 10.36% | 10.51% | 10.54% | 10.60% | 10.63% | 10.61% | 10.35% | -19 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 88.90% | 87.25% | 86.15% | 89.81% | 88.79% | 87.65% | 89.06% | 91.17% | +136 bps | |
| Liquid Assets / Assets | 9.91% | 9.76% | 10.21% | 10.04% | 10.00% | 10.51% | 9.86% | 9.23% | -81 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 235% | 228% | 228% | n/a | n/a | |
Green Bay, WI · Cert 5296 · Peer group: banks over $10B in assets (n=142-144) · Associated Banc-Corp
National charter · OCC · 217 branches
Q2 2026
Return on Assets
0.96%
Rank 116 of 144
Net Interest Margin
2.71%
Rank 118 of 144
Efficiency Ratio
58.78%
Rank 89 of 144
Equity / Assets
10.35%
Rank 92 of 144
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.96% | 1.00% | 1.26% | 1.54% | Beats 19% | 116 / 144 | ||
| Return on Equity | 9.27% | 8.98% | 11.34% | 14.40% | Beats 29% | 102 / 144 | ||
| Net Interest Margin | 2.71% | 2.82% | 3.31% | 3.68% | Beats 18% | 118 / 144 | ||
| Efficiency Ratio | 58.78% | 49.42% | 56.02% | 62.41% | Beats 39% | 89 / 144 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.42% | 0.48% | 0.73% | 1.07% | Beats 82% | 27 / 142 | ||
| Net Charge-Offs / Loans | 0.09% | 0.05% | 0.11% | 0.22% | Beats 58% | 61 / 142 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.23% | 12.07% | 12.98% | 14.92% | Beats 0% | 144 / 144 | ||
| Total Risk-Based Capital Ratio | 11.98% | 13.39% | 14.14% | 16.25% | Beats 3% | 139 / 144 | ||
| Equity / Assets | 10.35% | 9.69% | 11.39% | 12.96% | Beats 36% | 92 / 144 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 91.17% | 75.72% | 84.92% | 91.56% | 74th pctl | 37 / 143 | ||
| Loans / Assets | 70.67% | 59.83% | 69.07% | 74.80% | 56th pctl | 64 / 144 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||