Premierbank
Fort Atkinson, WI · Cert 5295 · Peer group: banks under $1B in assets in WI (n=110-113) · First American Bankshares Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
$583.9MAssets
$389.5MLoans
$444.2MDeposits
$50.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 67% of banks under $1B in assets in WI (rank 37 of 113).
- Widest gap: equity / assets trails 83% of banks under $1B in assets in WI (rank 94 of 113).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.10%
Rank 66 of 113
Net Interest Margin
3.42%
Rank 69 of 113
Efficiency Ratio
66.20%
Rank 71 of 113
Equity / Assets
8.62%
Rank 94 of 113
Non-interest income vs. expense
Unfavorable gap of $11.7M · efficiency ratio beats 38% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.85% | 1.17% | 1.51% | Beats 42% | 66 / 113 | | |
| Return on Equity | 12.72% | 7.70% | 10.77% | 13.67% | Beats 67% | 37 / 113 | | |
| Net Interest Margin | 3.42% | 3.19% | 3.59% | 3.89% | Beats 39% | 69 / 113 | | |
| Efficiency Ratio | 66.20% | 54.61% | 62.43% | 71.88% | Beats 38% | 71 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.03% | 0.24% | 0.91% | Beats 50% | 56 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 55% | 54 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 12.54% | 11.22% | 12.95% | 15.76% | Beats 43% | 64 / 113 | | |
| Total Risk-Based Capital Ratio | 13.68% | 11.57% | 13.59% | 16.73% | Beats 50% | 56 / 113 | | |
| Equity / Assets | 8.62% | 9.17% | 10.74% | 13.13% | Beats 17% | 94 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.69% | 76.54% | 86.37% | 98.93% | 54th pctl | 52 / 112 | | |
| Loans / Assets | 66.71% | 63.07% | 71.33% | 78.84% | 34th pctl | 75 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |