Milestones
Lewiston, ME · Charter 5144 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$35.1MAssets
$24.0MLoans
$31.2MShares
$3.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 54% of credit unions under $1B in assets (rank 781 of 1683).
- Widest gap: return on equity trails 87% of credit unions under $1B in assets (rank 1458 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.05%
Rank 1,463 of 1,683
Net Interest Margin
3.88%
Rank 781 of 1,683
Efficiency Ratio
89.72%
Rank 1,375 of 1,682
Equity / Assets
10.93%
Rank 1,167 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.05% | 0.35% | 0.74% | 1.18% | Beats 13% | 1,463 / 1,683 | |
| Return on Equity | 0.47% | 2.67% | 5.89% | 8.74% | Beats 13% | 1,458 / 1,681 | |
| Net Interest Margin | 3.88% | 3.31% | 3.82% | 4.32% | Beats 54% | 781 / 1,683 | |
| Efficiency Ratio | 89.72% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,375 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.26% | 0.65% | 1.29% | Beats 45% | 931 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.93% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,167 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.93% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,167 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 77.12% | 52.61% | 69.38% | 83.50% | 64th pctl | 601 / 1,683 | |
| Loans / Assets | 68.48% | 44.71% | 59.18% | 70.72% | 70th pctl | 498 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |