First Security Bank - Canby
Canby, MN · Cert 5107 · Peer group: banks under $1B in assets in MN (n=111-113) · First Sleepy Eye Bcorp Inc.
State charter, non-member · FDIC · 1 affiliate bank · 2 branches (7 in holding)
Q2 2026
$85.2MAssets
$38.0MLoans
$72.5MDeposits
$12.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in MN (rank 36 of 111).
- Widest gap: return on equity trails 50% of banks under $1B in assets in MN (rank 56 of 113).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
1.65%
Rank 17 of 113
Net Interest Margin
3.95%
Rank 51 of 113
Efficiency Ratio
49.89%
Rank 14 of 113
Equity / Assets
14.52%
Rank 17 of 113
Non-interest income vs. expense
Unfavorable gap of $1.5M · efficiency ratio beats 88% of banks under $1B in assets in MN | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.65% | 0.87% | 1.20% | 1.41% | Beats 85% | 17 / 113 | |
| Return on Equity | 11.36% | 8.92% | 11.27% | 13.99% | Beats 50% | 56 / 113 | |
| Net Interest Margin | 3.95% | 3.42% | 3.88% | 4.31% | Beats 55% | 51 / 113 | |
| Efficiency Ratio | 49.89% | 54.13% | 61.48% | 69.86% | Beats 88% | 14 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.09% | 0.58% | 1.82% | Beats 77% | 27 / 111 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.04% | Beats 100% | 36 / 111 | |
| Capital |
| Tier 1 Capital Ratio | 24.90% | 11.53% | 13.31% | 18.13% | Beats 89% | 12 / 113 | |
| Total Risk-Based Capital Ratio | 25.87% | 12.12% | 14.43% | 19.39% | Beats 88% | 13 / 113 | |
| Equity / Assets | 14.52% | 8.52% | 10.10% | 11.94% | Beats 85% | 17 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 52.42% | 62.08% | 77.32% | 88.06% | 12th pctl | 98 / 111 | |
| Loans / Assets | 44.63% | 55.01% | 66.35% | 75.50% | 13th pctl | 98 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |