Cse
Lake Charles, LA · Charter 5086 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 5 branches
Q2 2026
$446.2MAssets
$284.7MLoans
$400.1MShares
$50.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 74% of credit unions under $1B in assets in LA (rank 15 of 57).
- Widest gap: equity / assets trails 81% of credit unions under $1B in assets in LA (rank 46 of 57).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.63%
Rank 28 of 57
Net Interest Margin
3.83%
Rank 34 of 57
Efficiency Ratio
83.41%
Rank 28 of 56
Equity / Assets
11.26%
Rank 46 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.18% | 0.61% | 1.03% | Beats 51% | 28 / 57 | |
| Return on Equity | 5.62% | 0.88% | 3.71% | 5.62% | Beats 74% | 15 / 57 | |
| Net Interest Margin | 3.83% | 3.51% | 3.94% | 4.60% | Beats 40% | 34 / 57 | |
| Efficiency Ratio | 83.41% | 76.49% | 84.29% | 92.65% | Beats 52% | 28 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.16% | 0.35% | 1.18% | 2.04% | Beats 53% | 28 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.26% | 11.86% | 15.46% | 23.44% | Beats 19% | 46 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.26% | 11.86% | 15.46% | 23.44% | Beats 19% | 46 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 71.16% | 55.77% | 71.07% | 79.18% | 51st pctl | 28 / 57 | |
| Loans / Assets | 63.80% | 44.60% | 59.45% | 67.17% | 65th pctl | 20 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |