Daniels-Sheridan
Scobey, MT · Charter 5063 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$92.2MAssets
$53.1MLoans
$80.0MShares
$11.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 40% of credit unions under $1B in assets (rank 1007 of 1683).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets (rank 1631 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.13%
Rank 1,428 of 1,683
Net Interest Margin
2.38%
Rank 1,631 of 1,683
Efficiency Ratio
95.44%
Rank 1,516 of 1,682
Equity / Assets
11.92%
Rank 1,007 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.13% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,428 / 1,683 | | |
| Return on Equity | 1.06% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,423 / 1,681 | | |
| Net Interest Margin | 2.38% | 3.31% | 3.82% | 4.32% | Beats 3% | 1,631 / 1,683 | | |
| Efficiency Ratio | 95.44% | 68.91% | 78.20% | 86.93% | Beats 10% | 1,516 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.51% | 0.26% | 0.65% | 1.29% | Beats 21% | 1,326 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.92% | 10.44% | 12.89% | 16.53% | Beats 40% | 1,007 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.92% | 10.44% | 12.89% | 16.53% | Beats 40% | 1,007 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.37% | 52.61% | 69.38% | 83.50% | 44th pctl | 939 / 1,683 | | |
| Loans / Assets | 57.63% | 44.71% | 59.18% | 70.72% | 47th pctl | 896 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |