Great Plains Bank
Eureka, SD · Cert 505 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Great Plains Bank Corp.
State charter, non-member · FDIC · 3 branches
Q2 2026
$150.4MAssets
$109.6MLoans
$120.6MDeposits
$26.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: nonperforming loans / loans trails 96% of banks under $1B in assets operating in a single state (rank 716 of 743).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.52%
Rank 167 of 746
Net Interest Margin
3.91%
Rank 287 of 746
Efficiency Ratio
52.71%
Rank 144 of 746
Equity / Assets
17.80%
Rank 55 of 746
Non-interest income vs. expense
Unfavorable gap of $3.1M · efficiency ratio beats 81% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.52% | 0.72% | 1.06% | 1.45% | Beats 78% | 167 / 746 | | |
| Return on Equity | 8.51% | 6.74% | 10.51% | 13.63% | Beats 38% | 465 / 746 | | |
| Net Interest Margin | 3.91% | 3.17% | 3.68% | 4.16% | Beats 62% | 287 / 746 | | |
| Efficiency Ratio | 52.71% | 55.74% | 64.58% | 75.47% | Beats 81% | 144 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.49% | 0.09% | 0.42% | 1.07% | Beats 4% | 716 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 17.69% | 11.55% | 13.75% | 17.60% | Beats 75% | 183 / 746 | | |
| Total Risk-Based Capital Ratio | 17.69% | 11.71% | 14.33% | 18.43% | Beats 72% | 209 / 746 | | |
| Equity / Assets | 17.80% | 8.90% | 10.51% | 13.06% | Beats 93% | 55 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.89% | 61.31% | 78.27% | 90.78% | 75th pctl | 185 / 746 | | |
| Loans / Assets | 72.84% | 53.60% | 66.97% | 76.08% | 65th pctl | 259 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |