Arlington, VA · Charter 5010
Q2 2000
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2000, the quarter ended June 30, 2000, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Arlington, VA · Charter 5010
Q2 2000
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1998 | Q4 1998 | Q2 1999 | Q4 1999 | Q2 2000 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.44% | 3.38% | 1.99% | -0.71% | 0.19% | -325 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | 3.58% | 4.49% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | 98.76% | 88.88% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | -25.02% | -18.84% | -22.66% | -11.78% | -7.29% | +1,772 bps | |
| Loan Growth (YoY) | -30.70% | -45.05% | -44.72% | -37.22% | -8.39% | +2,231 bps | |
| Share Growth (YoY) | -24.08% | -19.43% | -22.46% | -12.90% | -6.25% | +1,783 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.16% | 5.13% | 7.84% | 5.55% | 3.64% | -52 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.30% | 6.72% | 7.03% | 5.81% | 4.34% | -96 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.68% | 54.08% | 49.18% | 48.75% | 67.11% | -157 bps | |
| Liquid Assets / Assets | 22.08% | 39.67% | 46.74% | 38.23% | 10.06% | -1,202 bps | |