Jackson, MS · Cert 4988 · Trustmark Corp.
State charter, Fed member · FED · 176 branches
Q2 2026
Market Position · Jackson, MS · 2026 SOD (annual) · 29.6% share · #1 of 30 inst. · $7.0B of $23.5B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.16% | 1.27% | 1.22% | 1.26% | 1.26% | 1.30% | 1.26% | 1.40% | +15 bps | |
| Return on Equity | 10.50% | 11.26% | 10.67% | 10.88% | 10.83% | 11.16% | 10.75% | 12.04% | +116 bps | |
| Net Interest Margin | 3.45% | 3.53% | 3.45% | 3.55% | 3.61% | 3.63% | 3.53% | 3.61% | +5 bps | |
| Efficiency Ratio | 62.62% | 62.32% | 62.67% | 61.92% | 63.42% | 63.14% | 63.55% | 62.55% | +64 bps | |
| Non-Interest Burden | 1.84% | 1.82% | 1.78% | 1.83% | 1.95% | 1.93% | 1.88% | 1.89% | +6 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.49% | -3.04% | -0.44% | 0.88% | 1.74% | 4.26% | 3.78% | 3.10% | +222 bps | |
| Loan Growth (YoY) | 2.60% | 1.18% | 1.51% | 2.57% | 3.45% | 4.99% | 5.50% | 3.87% | +129 bps | |
| Deposit Growth (YoY) | 0.93% | -2.89% | -1.57% | -2.09% | 2.74% | 2.94% | 4.52% | 6.58% | +866 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.07% | 1.17% | 1.21% | 1.17% | 1.21% | 1.35% | 1.53% | 1.14% | -3 bps | |
| Net Charge-Offs / Loans | 0.14% | 0.14% | 0.04% | 0.12% | 0.13% | 0.22% | 0.04% | 0.21% | +9 bps | |
| Allowance / Loans | 1.19% | 1.21% | 1.24% | 1.23% | 1.20% | 1.13% | 1.13% | 1.04% | -19 bps | |
| Allowance Coverage of NPLs | 1.1x | 1.0x | 1.0x | 1.0x | 1.0x | 0.8x | 0.7x | 0.9x | -0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.90% | 10.21% | 10.29% | 10.29% | 10.35% | 10.37% | 10.35% | 10.40% | +12 bps | |
| Total Risk-Based Capital | 13.19% | 13.41% | 13.49% | 13.51% | 13.62% | 13.52% | 13.46% | 13.55% | +5 bps | |
| Equity / Assets | 11.29% | 11.35% | 11.55% | 11.58% | 11.65% | 11.71% | 11.68% | 11.63% | +5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 86.92% | 87.47% | 88.50% | 89.94% | 87.52% | 89.21% | 89.34% | 87.65% | -229 bps | |
| Liquid Assets / Assets | 10.30% | 9.03% | 8.93% | 8.81% | 9.19% | 8.57% | 7.35% | 7.78% | -103 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 346% | 341% | 338% | n/a | n/a | |