Jackson, MS · Cert 4988 · Trustmark Corp.
State charter, Fed member · FED · 176 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks over $10B in assets (n=142 to 144). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
42
Asset Quality
40
Profitability
58
Liquidity
81
Efficiency
23
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Jackson, MS · Cert 4988 · Trustmark Corp.
State charter, Fed member · FED · 176 branches
Q2 2026
Market Position · Jackson, MS · 2026 SOD (annual) · 29.6% share · #1 of 30 inst. · $7.0B of $23.5B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.25% | 1.26% | 1.22% | 1.24% | 1.25% | 1.26% | 1.26% | 1.33% | +9 bps | |
| Return on Equity | 12.10% | 11.94% | 10.67% | 10.78% | 10.80% | 10.90% | 10.75% | 11.39% | +61 bps | |
| Net Interest Margin | 3.19% | 3.31% | 3.45% | 3.48% | 3.50% | 3.51% | 3.53% | 3.55% | +7 bps | |
| Efficiency Ratio | 64.72% | 64.08% | 62.67% | 62.29% | 62.67% | 62.79% | 63.55% | 63.05% | +76 bps | |
| Non-Interest Burden | 1.74% | 1.78% | 1.78% | 1.79% | 1.84% | 1.85% | 1.88% | 1.88% | +8 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.49% | -3.04% | -0.44% | 0.88% | 1.74% | 4.26% | 3.78% | 3.10% | +222 bps | |
| Loan Growth (YoY) | 2.60% | 1.18% | 1.51% | 2.57% | 3.45% | 4.99% | 5.50% | 3.87% | +129 bps | |
| Deposit Growth (YoY) | 0.93% | -2.89% | -1.57% | -2.09% | 2.74% | 2.94% | 4.52% | 6.58% | +866 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.07% | 1.17% | 1.21% | 1.17% | 1.21% | 1.35% | 1.53% | 1.14% | -3 bps | |
| Net Charge-Offs / Loans | 0.20% | 0.19% | 0.04% | 0.08% | 0.10% | 0.13% | 0.04% | 0.12% | +4 bps | |
| Allowance / Loans | 1.19% | 1.21% | 1.24% | 1.23% | 1.20% | 1.13% | 1.13% | 1.04% | -19 bps | |
| Allowance Coverage of NPLs | 1.1x | 1.0x | 1.0x | 1.0x | 1.0x | 0.8x | 0.7x | 0.9x | -0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.90% | 10.21% | 10.29% | 10.29% | 10.35% | 10.37% | 10.35% | 10.40% | +12 bps | |
| Total Risk-Based Capital | 13.19% | 13.41% | 13.49% | 13.51% | 13.62% | 13.52% | 13.46% | 13.55% | +5 bps | |
| Equity / Assets | 11.29% | 11.35% | 11.55% | 11.58% | 11.65% | 11.71% | 11.68% | 11.63% | +5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 86.92% | 87.47% | 88.50% | 89.94% | 87.52% | 89.21% | 89.34% | 87.65% | -229 bps | |
| Liquid Assets / Assets | 10.30% | 9.03% | 8.93% | 8.81% | 9.19% | 8.57% | 7.35% | 7.78% | -103 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 346% | 341% | 338% | n/a | n/a | |
Jackson, MS · Cert 4988 · Peer group: banks over $10B in assets (n=142-144) · Trustmark Corp.
State charter, Fed member · FED · 176 branches
Q2 2026
Return on Assets
1.32%
Rank 62 of 144
Net Interest Margin
3.55%
Rank 49 of 144
Efficiency Ratio
63.05%
Rank 112 of 144
Equity / Assets
11.63%
Rank 64 of 144
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.32% | 1.00% | 1.26% | 1.54% | Beats 57% | 62 / 144 | ||
| Return on Equity | 11.34% | 8.98% | 11.34% | 14.40% | Beats 51% | 71 / 144 | ||
| Net Interest Margin | 3.55% | 2.82% | 3.31% | 3.68% | Beats 66% | 49 / 144 | ||
| Efficiency Ratio | 63.05% | 49.42% | 56.02% | 62.41% | Beats 23% | 112 / 144 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.14% | 0.48% | 0.73% | 1.07% | Beats 22% | 112 / 142 | ||
| Net Charge-Offs / Loans | 0.09% | 0.05% | 0.11% | 0.22% | Beats 57% | 62 / 142 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.43% | 12.07% | 12.98% | 14.92% | Beats 38% | 89 / 144 | ||
| Total Risk-Based Capital Ratio | 13.55% | 13.39% | 14.14% | 16.25% | Beats 31% | 100 / 144 | ||
| Equity / Assets | 11.63% | 9.69% | 11.39% | 12.96% | Beats 56% | 64 / 144 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 87.65% | 75.72% | 84.92% | 91.56% | 60th pctl | 57 / 143 | ||
| Loans / Assets | 74.07% | 59.83% | 69.07% | 74.80% | 71st pctl | 42 / 144 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||