Greenville, PA · Charter 4982
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.26% | 1.02% | 0.19% | 0.30% | 0.55% | 0.72% | 0.70% | 0.74% | +43 bps | |
| Return on Equity | 10.92% | 8.84% | 1.72% | 2.68% | 4.84% | 6.31% | 6.05% | 6.27% | +359 bps | |
| Net Interest Margin | 1.24% | 1.48% | 2.29% | 2.43% | 2.51% | 2.59% | 2.76% | 2.89% | +46 bps | |
| Efficiency Ratio | 67.03% | 71.51% | 81.32% | 84.18% | 78.35% | 74.23% | 74.01% | 74.74% | -945 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.20% | 2.14% | 4.27% | 3.37% | 5.56% | 6.69% | 3.48% | 3.89% | +52 bps | |
| Loan Growth (YoY) | -24.43% | -24.29% | -26.51% | -28.75% | -29.20% | -28.87% | -29.21% | -26.58% | +217 bps | |
| Share Growth (YoY) | -2.16% | 1.23% | 3.57% | 3.40% | 5.70% | 6.69% | 2.93% | 3.26% | -13 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.18% | 0.55% | 0.41% | 0.33% | 0.44% | 1.19% | 0.26% | 0.65% | +32 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.53% | 11.53% | 11.05% | 11.25% | 11.37% | 11.49% | 11.48% | 11.73% | +48 bps | |
| Net Worth / Assets | 11.53% | 11.53% | 11.05% | 11.25% | 11.37% | 11.49% | 11.48% | 11.73% | +48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 33.77% | 31.34% | 26.91% | 24.66% | 22.62% | 20.89% | 18.51% | 17.53% | -713 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |