Inova
Elkhart, IN · Charter 4968 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$643.5MAssets
$592.9MLoans
$516.0MShares
$53.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 47% of credit unions under $1B in assets (rank 887 of 1682).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets (rank 1593 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.17%
Rank 1,402 of 1,683
Net Interest Margin
3.50%
Rank 1,119 of 1,683
Efficiency Ratio
79.09%
Rank 887 of 1,682
Equity / Assets
8.36%
Rank 1,593 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,402 / 1,683 | |
| Return on Equity | 2.09% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,336 / 1,681 | |
| Net Interest Margin | 3.50% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,119 / 1,683 | |
| Efficiency Ratio | 79.09% | 68.91% | 78.20% | 86.93% | Beats 47% | 887 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.94% | 0.26% | 0.65% | 1.29% | Beats 36% | 1,081 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.36% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,593 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.36% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,593 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 114.90% | 52.61% | 69.38% | 83.50% | 99th pctl | 10 / 1,683 | |
| Loans / Assets | 92.14% | 44.71% | 59.18% | 70.72% | 100th pctl | 2 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |