Parma, OH · Charter 4966
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.25% | 0.20% | -0.04% | 0.36% | 0.48% | 0.42% | 0.31% | 0.42% | +6 bps | |
| Return on Equity | 2.84% | 2.24% | -0.51% | 4.09% | 5.29% | 4.78% | 3.48% | 4.63% | +54 bps | |
| Net Interest Margin | 3.57% | 3.58% | 3.72% | 3.83% | 3.91% | 3.89% | 4.00% | 4.09% | +26 bps | |
| Efficiency Ratio | 86.57% | 87.20% | 96.74% | 88.20% | 84.98% | 84.12% | 88.11% | 82.92% | -528 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.81% | 3.27% | 2.25% | 1.69% | 3.18% | 4.33% | 3.61% | 1.61% | -8 bps | |
| Loan Growth (YoY) | -0.25% | -2.19% | -0.06% | 1.30% | 4.28% | 5.73% | 2.43% | 1.03% | -27 bps | |
| Share Growth (YoY) | 1.51% | 2.21% | 1.16% | 0.51% | 2.52% | 3.87% | 3.41% | 1.37% | +86 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.98% | 1.00% | 0.84% | 1.05% | 1.43% | 1.69% | 1.52% | 0.98% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.92% | 8.76% | 8.72% | 8.80% | 8.98% | 8.79% | 8.90% | 9.09% | +29 bps | |
| Net Worth / Assets | 8.92% | 8.76% | 8.72% | 8.80% | 8.98% | 8.79% | 8.90% | 9.09% | +29 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.46% | 69.42% | 70.28% | 71.41% | 72.69% | 70.67% | 69.62% | 71.17% | -24 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |