Security Bank Midwest
Tyndall, SD · Cert 485 · Peer group: banks under $1B in assets (n=581-629) · Midwest Bancshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$304.1MAssets
$215.8MLoans
$238.8MDeposits
$28.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 72% of banks under $1B in assets (rank 168 of 581).
- Widest gap: total risk-based capital ratio trails 86% of banks under $1B in assets (rank 539 of 629).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.63%
Rank 465 of 629
Net Interest Margin
3.36%
Rank 371 of 629
Efficiency Ratio
76.35%
Rank 437 of 629
Equity / Assets
9.39%
Rank 439 of 629
Non-interest income vs. expense
Unfavorable gap of $7.7M · efficiency ratio beats 31% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.60% | 1.01% | 1.45% | Beats 26% | 465 / 629 | |
| Return on Equity | 6.71% | 5.38% | 9.30% | 13.28% | Beats 32% | 430 / 629 | |
| Net Interest Margin | 3.36% | 3.03% | 3.54% | 4.05% | Beats 41% | 371 / 629 | |
| Efficiency Ratio | 76.35% | 58.35% | 67.79% | 79.08% | Beats 31% | 437 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.09% | 0.46% | 1.20% | Beats 53% | 274 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 72% | 168 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 10.52% | 11.24% | 13.84% | 18.77% | Beats 16% | 527 / 629 | |
| Total Risk-Based Capital Ratio | 10.52% | 11.58% | 14.43% | 19.66% | Beats 14% | 539 / 629 | |
| Equity / Assets | 9.39% | 9.09% | 10.65% | 13.80% | Beats 30% | 439 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 90.35% | 67.24% | 80.90% | 93.48% | 70th pctl | 177 / 594 | |
| Loans / Assets | 70.95% | 53.31% | 67.71% | 78.15% | 56th pctl | 274 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |