Steel Strong Community
Elizabeth, PA · Charter 4828 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 4 branches
Q2 2026
$32.0MAssets
$17.5MLoans
$24.2MShares
$8.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 3 of 78).
- Widest gap: return on equity trails 51% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 40 of 78).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.44%
Rank 18 of 78
Net Interest Margin
5.24%
Rank 3 of 78
Efficiency Ratio
66.03%
Rank 21 of 78
Equity / Assets
25.27%
Rank 10 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.37% | 0.83% | 1.31% | Beats 77% | 18 / 78 | |
| Return on Equity | 5.68% | 1.73% | 5.71% | 9.08% | Beats 49% | 40 / 78 | |
| Net Interest Margin | 5.24% | 3.17% | 3.63% | 4.21% | Beats 96% | 3 / 78 | |
| Efficiency Ratio | 66.03% | 65.01% | 78.15% | 89.28% | Beats 74% | 21 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.40% | 0.84% | 1.97% | Beats 53% | 38 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.27% | 12.42% | 15.10% | 18.27% | Beats 87% | 10 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.27% | 12.42% | 15.10% | 18.27% | Beats 87% | 10 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 72.35% | 34.83% | 50.41% | 71.84% | 77th pctl | 18 / 78 | |
| Loans / Assets | 54.56% | 29.34% | 41.02% | 56.96% | 67th pctl | 26 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |