Parkview Community
McKeesport, PA · Charter 479 · Peer group: credit unions under $1B in assets in PA (n=128-129)
NCUA · 2 branches
Q2 2024
$55.0MAssets
$33.5MLoans
$50.0MShares
$4.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions under $1B in assets in PA (rank 12 of 129).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in PA (rank 129 of 129).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-8.40%
Rank 127 of 129
Net Interest Margin
4.37%
Rank 12 of 129
Efficiency Ratio
234%
Rank 126 of 129
Equity / Assets
8.45%
Rank 112 of 129
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -8.40% | 0.21% | 0.71% | 1.26% | Beats 2% | 127 / 129 | |
| Return on Equity | -99.50% | 1.65% | 4.68% | 9.11% | Beats 0% | 129 / 129 | |
| Net Interest Margin | 4.37% | 2.76% | 3.35% | 3.89% | Beats 91% | 12 / 129 | |
| Efficiency Ratio | 234% | 66.14% | 78.55% | 87.47% | Beats 3% | 126 / 129 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.20% | 0.58% | 1.00% | Beats 37% | 81 / 128 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.45% | 9.79% | 11.98% | 16.58% | Beats 13% | 112 / 129 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.45% | 9.79% | 11.98% | 16.58% | Beats 13% | 112 / 129 | |
| Liquidity & Funding |
| Loans / Deposits | 66.94% | 39.90% | 55.55% | 72.50% | 66th pctl | 43 / 128 | |
| Loans / Assets | 60.96% | 34.26% | 48.46% | 63.78% | 71st pctl | 37 / 129 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |