Conway Bank
Conway Springs, KS · Cert 4649 · Peer group: banks under $1B in assets in the Wichita, KS area (n=21)
State charter, non-member · 4 branches
Q1 2026
$136.1MAssets
$97.1MLoans
$119.5MDeposits
$9.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Wichita, KS area (rank 10 of 21).
- Widest gap: nonperforming loans / loans trails 95% of banks under $1B in assets in the Wichita, KS area (rank 21 of 21).
- Overall: at or above the peer median on 1 of 10 directional measures.
Return on Assets
0.39%
Rank 20 of 21
Net Interest Margin
4.05%
Rank 11 of 21
Efficiency Ratio
81.41%
Rank 19 of 21
Equity / Assets
7.00%
Rank 18 of 21
Non-interest income vs. expense
Unfavorable gap of $4.4M · efficiency ratio beats 14% of banks under $1B in assets in the Wichita, KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.39% | 0.71% | 1.04% | 1.21% | Beats 5% | 20 / 21 | | |
| Return on Equity | 5.50% | 7.58% | 12.25% | 15.37% | Beats 10% | 19 / 21 | | |
| Net Interest Margin | 4.05% | 3.62% | 4.05% | 4.14% | Beats 48% | 11 / 21 | | |
| Efficiency Ratio | 81.41% | 59.59% | 67.04% | 73.08% | Beats 14% | 19 / 21 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.35% | 0.05% | 0.27% | 1.11% | Beats 5% | 21 / 21 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 10 / 21 | | |
| Capital |
| Tier 1 Capital Ratio | 11.02% | 11.04% | 11.51% | 15.15% | Beats 19% | 17 / 21 | | |
| Total Risk-Based Capital Ratio | 12.28% | 11.92% | 12.31% | 16.04% | Beats 38% | 13 / 21 | | |
| Equity / Assets | 7.00% | 7.88% | 8.44% | 9.76% | Beats 14% | 18 / 21 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.23% | 62.25% | 73.38% | 89.01% | 52nd pctl | 10 / 21 | | |
| Loans / Assets | 71.33% | 53.91% | 66.32% | 79.47% | 57th pctl | 9 / 21 | | |
| Brokered Deposits / Deposits | 4.27% | n/a | 0.31% | 4.27% | Beats 29% | 16 / 21 | | |