Eagle One Claymont, DE · Charter 464 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 3 branches
Q2 2026
$90.4M Assets
$49.0M Loans
$79.9M Shares
$9.5M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 84% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 8 of 51). Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 46 of 50). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
0.35%
Rank 30 of 51
Net Interest Margin
4.57%
Rank 8 of 51
Efficiency Ratio
82.62%
Rank 28 of 50
Equity / Assets
10.47%
Rank 38 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.35% -0.05% 0.48% 0.90% Beats 41% 30 / 51 Return on Equity 3.36% -0.58% 4.00% 6.90% Beats 43% 29 / 51 Net Interest Margin 4.57% 2.96% 3.44% 3.98% Beats 84% 8 / 51 Efficiency Ratio 82.62% 73.91% 81.87% 94.16% Beats 46% 28 / 50 Asset Quality Nonperforming Loans / Loans 3.66% 0.19% 0.96% 1.83% Beats 10% 46 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 10.47% 10.44% 12.55% 18.48% Beats 25% 38 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 10.47% 10.44% 12.55% 18.48% Beats 25% 38 / 51 Liquidity & Funding Loans / Deposits 61.30% 28.84% 50.95% 65.41% 69th pctl 16 / 51 Loans / Assets 54.15% 20.51% 39.58% 57.94% 71st pctl 15 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11