First National Bank of Nevada, The
Nevada, MO · Cert 4598 · Peer group: banks under $1B in assets in MO (n=82-83) · 1889 Bancshares Inc.
National charter · OCC · 1 branch
Q2 2026
$122.2MAssets
$56.4MLoans
$104.6MDeposits
$16.6MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of banks under $1B in assets in MO (rank 5 of 83).
- Widest gap: net charge-offs / loans trails 98% of banks under $1B in assets in MO (rank 81 of 82).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.80%
Rank 71 of 83
Net Interest Margin
3.07%
Rank 73 of 83
Efficiency Ratio
59.67%
Rank 47 of 83
Equity / Assets
13.55%
Rank 19 of 83
Non-interest income vs. expense
Unfavorable gap of $2.1M · efficiency ratio beats 45% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.96% | 1.32% | 1.75% | Beats 14% | 71 / 83 | | |
| Return on Equity | 5.89% | 9.66% | 12.96% | 15.76% | Beats 10% | 75 / 83 | | |
| Net Interest Margin | 3.07% | 3.35% | 3.85% | 4.16% | Beats 12% | 73 / 83 | | |
| Efficiency Ratio | 59.67% | 49.83% | 58.83% | 68.51% | Beats 45% | 47 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.08% | 0.51% | 1.01% | Beats 32% | 57 / 82 | | |
| Net Charge-Offs / Loans | 0.45% | 0.00% | 0.01% | 0.06% | Beats 2% | 81 / 82 | | |
| Capital |
| Tier 1 Capital Ratio | 22.98% | 11.01% | 12.49% | 14.98% | Beats 94% | 5 / 83 | | |
| Total Risk-Based Capital Ratio | 23.92% | 11.13% | 13.01% | 15.10% | Beats 94% | 5 / 83 | | |
| Equity / Assets | 13.55% | 8.83% | 10.71% | 13.29% | Beats 77% | 19 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 53.93% | 69.28% | 83.22% | 91.21% | 6th pctl | 77 / 82 | | |
| Loans / Assets | 46.16% | 59.34% | 71.15% | 78.36% | 8th pctl | 76 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |