PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hawkeye Bank of WA County NA

Washington, IA · Cert 4517

FDIC

Q2 1996

$36.3MAssets
$21.4MLoans
$32.7MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.92%, down 5 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 65.66% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

0.92%-5 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.32%1.27%0.87%0.97%1.08%1.11%0.50%0.92%-5 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a4.48%-0.15%0.70%-0.28%-8.15%-2.81%-266 bps
Loan Growth (YoY)n/an/a3.76%-1.37%-4.75%-5.34%-7.98%-5.66%-429 bps
Deposit Growth (YoY)n/an/a-2.61%5.25%2.43%-0.19%1.64%-2.10%-734 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits72.79%67.25%69.45%68.14%67.68%63.78%62.87%65.66%-248 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a