First National Bank of Manning, The
Manning, IA · Cert 4477 · Peer group: banks under $1B in assets in IA (n=134-135) · Manning Financial Services Inc.
National charter · OCC · 1 branch
Q2 2026
$87.7MAssets
$42.7MLoans
$74.5MDeposits
$12.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in IA (rank 21 of 134).
- Widest gap: net interest margin trails 90% of banks under $1B in assets in IA (rank 122 of 135).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.99%
Rank 93 of 135
Net Interest Margin
2.63%
Rank 122 of 135
Efficiency Ratio
51.97%
Rank 41 of 135
Equity / Assets
14.33%
Rank 26 of 135
Non-interest income vs. expense
Unfavorable gap of $1.2M · efficiency ratio beats 70% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.92% | 1.19% | 1.47% | Beats 31% | 93 / 135 | | |
| Return on Equity | 6.92% | 7.99% | 10.26% | 13.14% | Beats 16% | 113 / 135 | | |
| Net Interest Margin | 2.63% | 2.95% | 3.41% | 3.73% | Beats 10% | 122 / 135 | | |
| Efficiency Ratio | 51.97% | 50.61% | 57.35% | 63.29% | Beats 70% | 41 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.51% | 1.26% | Beats 100% | 21 / 134 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 100% | 45 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 29.33% | 11.23% | 13.31% | 15.45% | Beats 94% | 8 / 135 | | |
| Total Risk-Based Capital Ratio | 30.59% | 11.61% | 14.06% | 16.47% | Beats 94% | 8 / 135 | | |
| Equity / Assets | 14.33% | 9.87% | 11.05% | 13.07% | Beats 81% | 26 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.24% | 68.54% | 81.55% | 91.24% | 13th pctl | 117 / 134 | | |
| Loans / Assets | 48.64% | 57.61% | 68.06% | 76.23% | 13th pctl | 117 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |