First Bank Hampton
Hampton, IA · Cert 4464 · Peer group: banks under $1B in assets in IA (n=134-135) · A M Saylor Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$240.9MAssets
$201.6MLoans
$208.2MDeposits
$27.2MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 91% of banks under $1B in assets in IA (rank 12 of 135).
- Widest gap: net charge-offs / loans trails 97% of banks under $1B in assets in IA (rank 131 of 134).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.36%
Rank 52 of 135
Net Interest Margin
4.14%
Rank 12 of 135
Efficiency Ratio
46.67%
Rank 22 of 135
Equity / Assets
11.30%
Rank 62 of 135
Non-interest income vs. expense
Unfavorable gap of $4.3M · efficiency ratio beats 84% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.92% | 1.19% | 1.47% | Beats 61% | 52 / 135 | | |
| Return on Equity | 12.00% | 7.99% | 10.26% | 13.14% | Beats 64% | 48 / 135 | | |
| Net Interest Margin | 4.14% | 2.95% | 3.41% | 3.73% | Beats 91% | 12 / 135 | | |
| Efficiency Ratio | 46.67% | 50.61% | 57.35% | 63.29% | Beats 84% | 22 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.03% | 0.51% | 1.26% | Beats 43% | 77 / 134 | | |
| Net Charge-Offs / Loans | 0.52% | n/a | 0.01% | 0.03% | Beats 3% | 131 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 11.61% | 11.23% | 13.31% | 15.45% | Beats 30% | 94 / 135 | | |
| Total Risk-Based Capital Ratio | 11.61% | 11.61% | 14.06% | 16.47% | Beats 24% | 102 / 135 | | |
| Equity / Assets | 11.30% | 9.87% | 11.05% | 13.07% | Beats 54% | 62 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.84% | 68.54% | 81.55% | 91.24% | 85th pctl | 20 / 134 | | |
| Loans / Assets | 83.70% | 57.61% | 68.06% | 76.23% | 93rd pctl | 10 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |