Sing Sing Employees
Briarcliff Mano, NY · Charter 4441 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$11.0MAssets
$4.0MLoans
$9.3MShares
$1.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets (rank 280 of 1683).
- Widest gap: return on equity trails 89% of credit unions under $1B in assets (rank 1499 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.05%
Rank 1,503 of 1,683
Net Interest Margin
4.61%
Rank 280 of 1,683
Efficiency Ratio
90.75%
Rank 1,406 of 1,682
Equity / Assets
15.56%
Rank 493 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.05% | 0.35% | 0.74% | 1.18% | Beats 11% | 1,503 / 1,683 | |
| Return on Equity | -0.35% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,499 / 1,681 | |
| Net Interest Margin | 4.61% | 3.31% | 3.82% | 4.32% | Beats 83% | 280 / 1,683 | |
| Efficiency Ratio | 90.75% | 68.91% | 78.20% | 86.93% | Beats 16% | 1,406 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.25% | 0.26% | 0.65% | 1.29% | Beats 26% | 1,250 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.56% | 10.44% | 12.89% | 16.53% | Beats 71% | 493 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.56% | 10.44% | 12.89% | 16.53% | Beats 71% | 493 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 43.18% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,443 / 1,683 | |
| Loans / Assets | 36.37% | 44.71% | 59.18% | 70.72% | 15th pctl | 1,437 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |