PackageTrendsPeer
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Old NB in Evansville

Evansville, IN · Cert 4393

FDIC

Q3 1999

$4.2BAssets
$2.8BLoans
$3.0BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.37%, down 1 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 91.14% of deposits as of Q3 1999.

Return on Assets (YTD, annualized)

1.37%-1 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999YoY ΔTrend
Earnings
Return on Assets1.44%1.40%1.34%1.39%1.38%1.38%1.41%1.37%-1 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)20.23%19.14%28.76%21.82%44.79%52.59%46.86%108.80%+8,698 bps
Loan Growth (YoY)16.27%23.27%29.69%30.79%58.53%56.31%52.74%125.69%+9,490 bps
Deposit Growth (YoY)13.47%16.16%26.32%21.85%43.76%49.91%42.61%116.72%+9,486 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits82.71%86.19%84.97%87.52%91.21%89.87%91.01%91.14%+362 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a