First National Bank of Jeanerette, The
Jeanerette, LA · Cert 4290 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Jeanerette 1st Natl Bcorp Inc.
National charter · OCC · 10 branches
Q2 2026
$646.5MAssets
$549.1MLoans
$577.8MDeposits
$62.1MEquity
Executive Summary
- Strongest standing: return on equity outperforms 92% of banks under $1B in assets operating in a single state (rank 60 of 746).
- Widest gap: tier 1 capital ratio trails 68% of banks under $1B in assets operating in a single state (rank 505 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.66%
Rank 122 of 746
Net Interest Margin
4.55%
Rank 82 of 746
Efficiency Ratio
53.05%
Rank 151 of 746
Equity / Assets
9.61%
Rank 481 of 746
Non-interest income vs. expense
Unfavorable gap of $14.7M · efficiency ratio beats 80% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.66% | 0.72% | 1.06% | 1.45% | Beats 84% | 122 / 746 | | |
| Return on Equity | 17.27% | 6.74% | 10.51% | 13.63% | Beats 92% | 60 / 746 | | |
| Net Interest Margin | 4.55% | 3.17% | 3.68% | 4.16% | Beats 89% | 82 / 746 | | |
| Efficiency Ratio | 53.05% | 55.74% | 64.58% | 75.47% | Beats 80% | 151 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.09% | 0.42% | 1.07% | Beats 64% | 268 / 743 | | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.05% | Beats 40% | 444 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 12.05% | 11.55% | 13.75% | 17.60% | Beats 32% | 505 / 746 | | |
| Total Risk-Based Capital Ratio | 13.31% | 11.71% | 14.33% | 18.43% | Beats 41% | 442 / 746 | | |
| Equity / Assets | 9.61% | 8.90% | 10.51% | 13.06% | Beats 36% | 481 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.04% | 61.31% | 78.27% | 90.78% | 84th pctl | 122 / 746 | | |
| Loans / Assets | 84.94% | 53.60% | 66.97% | 76.08% | 95th pctl | 37 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |