Glendive, MT · Charter 4227
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.18% | 0.15% | 0.25% | 0.12% | 0.19% | 0.16% | 0.43% | 0.49% | +38 bps | |
| Return on Equity | 2.35% | 1.95% | 3.33% | 1.52% | 2.48% | 2.10% | 5.64% | 6.14% | +462 bps | |
| Net Interest Margin | 2.48% | 2.58% | 2.69% | 2.87% | 2.78% | 2.72% | 2.92% | 3.17% | +30 bps | |
| Efficiency Ratio | 93.46% | 93.74% | 89.43% | 89.69% | 89.68% | 90.35% | 81.74% | 81.74% | -795 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.10% | -0.31% | 6.05% | 5.48% | 1.04% | 5.40% | 1.23% | -1.38% | -686 bps | |
| Loan Growth (YoY) | 16.05% | -2.41% | -6.17% | -5.71% | -6.29% | -2.16% | 1.49% | 2.12% | +783 bps | |
| Share Growth (YoY) | 2.39% | 1.10% | 4.49% | 3.49% | -0.21% | 4.15% | 0.75% | -1.56% | -506 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.60% | 1.16% | 0.81% | 0.66% | 0.72% | 1.34% | 1.04% | 1.45% | +79 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.55% | 7.70% | 7.56% | 7.62% | 7.60% | 7.43% | 7.65% | 8.06% | +43 bps | |
| Net Worth / Assets | 7.55% | 7.70% | 7.56% | 7.62% | 7.60% | 7.43% | 7.65% | 8.06% | +43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 33.01% | 31.28% | 30.34% | 31.21% | 31.00% | 29.39% | 30.57% | 32.37% | +117 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |