First Pryority Bank
Pryor, OK · Cert 4185 · Peer group: banks under $1B in assets in the Tulsa, OK area (n=18) · First Pryor Bcorp Inc.
State charter, Fed member · FED · 1 affiliate bank · 3 branches (4 in holding)
Q2 2026
$558.1MAssets
$466.3MLoans
$483.4MDeposits
$56.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 50% of banks under $1B in assets in the Tulsa, OK area (rank 9 of 18).
- Widest gap: net charge-offs / loans trails 89% of banks under $1B in assets in the Tulsa, OK area (rank 17 of 18).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.29%
Rank 11 of 18
Net Interest Margin
4.31%
Rank 9 of 18
Efficiency Ratio
63.04%
Rank 11 of 18
Equity / Assets
10.09%
Rank 10 of 18
Non-interest income vs. expense
Unfavorable gap of $12.2M · efficiency ratio beats 44% of banks under $1B in assets in the Tulsa, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.29% | 0.94% | 1.44% | 1.74% | Beats 39% | 11 / 18 | |
| Return on Equity | 12.74% | 9.63% | 12.74% | 15.04% | Beats 50% | 9 / 18 | |
| Net Interest Margin | 4.31% | 3.75% | 4.31% | 4.83% | Beats 50% | 9 / 18 | |
| Efficiency Ratio | 63.04% | 53.05% | 62.57% | 69.59% | Beats 44% | 11 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.69% | 0.01% | 0.41% | 0.86% | Beats 17% | 16 / 18 | |
| Net Charge-Offs / Loans | 0.17% | 0.00% | 0.02% | 0.05% | Beats 11% | 17 / 18 | |
| Capital |
| Tier 1 Capital Ratio | 10.55% | 11.17% | 13.04% | 15.32% | Beats 17% | 15 / 18 | |
| Total Risk-Based Capital Ratio | 10.55% | 11.17% | 13.81% | 15.32% | Beats 17% | 15 / 18 | |
| Equity / Assets | 10.09% | 9.28% | 11.57% | 13.43% | Beats 44% | 10 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 96.46% | 72.39% | 85.72% | 91.52% | 83rd pctl | 3 / 18 | |
| Loans / Assets | 83.56% | 60.70% | 74.00% | 81.85% | 89th pctl | 2 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |