Newark Firemen Newark, NJ · Charter 4175 · Peer group: credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=164-165)
NCUA · 1 branch
Q2 2025
$8.9M Assets
$2.5M Loans
$8.1M Shares
$446K Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 84% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 28 of 164). Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 165 of 165). Overall: at or above the peer median on 2 of 7 directional measures. Return on Assets
-1.74%
Rank 155 of 165
Net Interest Margin
3.81%
Rank 70 of 165
Efficiency Ratio
140.00%
Rank 158 of 165
Equity / Assets
5.03%
Rank 165 of 165
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets -1.74% -0.03% 0.42% 1.05% Beats 6% 155 / 165 Return on Equity -34.53% -0.26% 2.81% 6.77% Beats 2% 161 / 165 Net Interest Margin 3.81% 2.66% 3.60% 4.48% Beats 58% 70 / 165 Efficiency Ratio 140.00% 67.61% 86.07% 99.21% Beats 5% 158 / 165 Asset Quality Nonperforming Loans / Loans 0.16% 0.50% 1.12% 2.65% Beats 84% 28 / 164 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 5.03% 10.15% 14.29% 20.84% Beats 0% 165 / 165 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 5.03% 10.15% 14.30% 20.83% Beats 0% 165 / 165 Liquidity & Funding Loans / Deposits 30.34% 27.35% 47.17% 73.79% 30th pctl 115 / 165 Loans / Assets 27.72% 21.75% 37.84% 61.27% 35th pctl 107 / 165 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (164 to 165 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.38%, the median effective tax rate of the 2,798 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11