Montana
Great Falls, MT · Charter 4164 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$361.5MAssets
$248.0MLoans
$316.7MShares
$45.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 75% of credit unions under $1B in assets (rank 418 of 1682).
- Widest gap: equity / assets trails 54% of credit unions under $1B in assets (rank 906 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.99%
Rank 606 of 1,683
Net Interest Margin
3.94%
Rank 719 of 1,683
Efficiency Ratio
77.30%
Rank 792 of 1,682
Equity / Assets
12.53%
Rank 906 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.35% | 0.74% | 1.18% | Beats 64% | 606 / 1,683 | |
| Return on Equity | 7.88% | 2.67% | 5.89% | 8.74% | Beats 68% | 531 / 1,681 | |
| Net Interest Margin | 3.94% | 3.31% | 3.82% | 4.32% | Beats 57% | 719 / 1,683 | |
| Efficiency Ratio | 77.30% | 68.91% | 78.20% | 86.93% | Beats 53% | 792 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.26% | 0.65% | 1.29% | Beats 75% | 418 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.53% | 10.44% | 12.89% | 16.53% | Beats 46% | 906 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.53% | 10.44% | 12.89% | 16.53% | Beats 46% | 906 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 78.31% | 52.61% | 69.38% | 83.50% | 66th pctl | 566 / 1,683 | |
| Loans / Assets | 68.60% | 44.71% | 59.18% | 70.72% | 71st pctl | 492 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |