PackageTrendsPeer
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First Bank

Moore, OK · Cert 4150

FDIC

Q2 1996

$51.7MAssets
$16.9MLoans
$43.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.99%, up 128 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 38.79% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

0.99%+128 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.03%-0.31%-0.33%-0.29%-0.15%-0.31%1.14%0.99%+128 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-2.80%-1.21%8.62%3.01%7.46%7.87%+908 bps
Loan Growth (YoY)n/an/a-5.92%1.14%2.26%37.23%47.14%42.90%+4,176 bps
Deposit Growth (YoY)n/an/a-8.01%-6.37%-0.38%-0.46%4.20%4.58%+1,095 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits28.22%28.07%28.52%28.38%28.96%38.70%40.27%38.79%+1,040 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a