Bank7
Oklahoma City, OK · Cert 4147 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Bank7 Corp.
State charter, Fed member · FED · 12 branches
Q2 2026
$1.9BAssets
$1.6BLoans
$1.6BDeposits
$265.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets operating regionally (rank 10 of 176).
- Widest gap: nonperforming loans / loans trails 34% of banks $1B-$10B in assets operating regionally (rank 60 of 176).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
2.13%
Rank 9 of 176
Net Interest Margin
4.98%
Rank 5 of 176
Efficiency Ratio
45.31%
Rank 17 of 176
Equity / Assets
13.86%
Rank 14 of 176
Non-interest income vs. expense
Unfavorable gap of $38.5M · efficiency ratio beats 91% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.13% | 0.93% | 1.26% | 1.54% | Beats 95% | 9 / 176 | |
| Return on Equity | 15.35% | 9.26% | 11.89% | 14.46% | Beats 81% | 33 / 176 | |
| Net Interest Margin | 4.98% | 3.25% | 3.59% | 3.93% | Beats 97% | 5 / 176 | |
| Efficiency Ratio | 45.31% | 52.79% | 59.55% | 67.66% | Beats 91% | 17 / 176 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.30% | 0.64% | 1.32% | Beats 66% | 60 / 176 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.04% | 0.10% | Beats 100% | 10 / 176 | |
| Capital |
| Tier 1 Capital Ratio | 15.18% | 11.15% | 12.72% | 14.15% | Beats 84% | 28 / 176 | |
| Total Risk-Based Capital Ratio | 16.36% | 11.81% | 13.63% | 15.33% | Beats 86% | 25 / 176 | |
| Equity / Assets | 13.86% | 9.16% | 10.35% | 11.80% | Beats 92% | 14 / 176 | |
| Liquidity & Funding |
| Loans / Deposits | 97.84% | 80.94% | 89.73% | 97.21% | 78th pctl | 38 / 176 | |
| Loans / Assets | 83.76% | 69.25% | 75.12% | 80.82% | 88th pctl | 21 / 176 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |